The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Recognizing the Challenges of Custodial Care The goal for most, when planning for retirement, is to ensure financial independence and never run out of money. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Should I Invest in Gold? Learning more about gold and its history may help you decide whether it has a place in your portfolio.